Manager

  • 38992
  • Non-Life - Actuarial
  • |
  • Germany
  • |
  • Jan 28, 2021
Reinsurance
RESPONSIBILITIES
  • Perform actuarial pricing activity while ensuring that products are priced in a consistent, timely and accurate manner
  • Generates pricing metrics for profitability management and benchmark analytics as well as close collaboration with reserving department
  • Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics
  • Ensure the pricing function is applying generally accepted actuarial principles and is complying with all regulatory and risk management practices
  • Develop innovative and easy to understand P&C products starting from our customers' perspective and in close collaboration with claims
  • Create very modular tariffs enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control
  • Work closely with UX designers to create new consumer propositions focusing on simplifying insurance products and on increasing transparency
  • Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products
  • Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys
  • Closely monitor your product and customer composition, gather relevant data and run analytics to continuously gain new insights and adjust our product offering
  • Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market
QUALIFICATIONS
  • Fully qualified actuary with 5+ years of experience in insurance pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe
  • Expertise in statistical modelling and data analytics (Proficiencey in modeling languages such as R, Python or similar) and comfortable learning and working with new software
  • Creative and have many ideas how to improve the current market practices and enhancing the customer experience through simplified and transparent products
  • Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds
  • Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products
  • Entrepreneurial and able to demonstrate commercial acumen when partnering with distributors and driving product innovation
  • Clear and effective communication with internal and external business leaders within g and English; fluency in other EU languages is an advantage
  • Fluency in German and English; fluency in other EU languages is an advantage