Sr. Financial Analyst

  • 38698
  • Non-Life - Actuarial
  • |
  • New Jersey, United States
  • |
  • Dec 9, 2020
  • Conduct thorough, objective and efficient company research in respect of increasingly complex insurance companies using financial and non-financial information, including audited financial statements, public accounts and other relevant management information.
  • Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations to be reviewed and updated by the analytical team leader.
  • Present analysis at rating committee meetings demonstrating good judgment in communicating rating recommendations.
  • Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identifying early warning signs that need to be brought to committee for event driven rating actions.
  • Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including, for example, undertaking research, attending seminars, market briefings and presentations etc.
  • Manage the relationship with rated companies, increasingly leading management meetings, communicating rating outcomes and effective management of expectations.
  • Proactively identify areas for performance or process improvement, recommending actions and positively contributing to the implementation of changes.
  • Continue to develop a network of contacts in the insurance market (clients, brokers, regulators and prospects) utilizing contacts as a source of informal market research.
  • Maintain or work to develop strong analytical skills through a professional designation and continuing education
  • 5-7 years Financial Analysis experience in insurance or rating agency, or related experience is required.
  • Bachelor's degree in Finance, Actuarial, Accounting or Economics is required.
  • 3 plus years’ of financial analysis experience or related experience is required.
  • Experienced in conducting financial analysis, ideally within the insurance industry, financial services sector, or a financial services consulting firm.
  • Math, accounting, financial or economics background preferred with knowledge of financial ratios and financial statement analysis.
  • Must be proficient in Microsoft Office with excellent organizational and administrative skills.
  • Advanced degree or professional designation is preferred
  • Developed analytical skills and knowledge of financial markets and economic/industry trends.
  • Strong written and verbal communication skills in English.
  • Experience presenting in a conference setting is a plus.
  • Evidence of developing and managing professional relationships with external stakeholders.
  • Self-starter and pro-active in bringing new ideas and solutions to the table and aggressively seeking knowledge.
  • Demonstrated ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail.